At All Counties Funding, Inc. we offer a full range of mortgage products and services. If you are purchasing a new home, refinancing your current mortgage, eliminating mortgage insurance, debt consolidating or simply using your equity for investments or reserves, we offer you the best possible financing to fit your needs.
We are happy to provide you with our no cost pre-qualification service. Prospective homebuyers can be pre-qualified to determine the maximum amount of mortgage you qualify for, and we will provide you a letter verifying your ability to obtain financing to submit with your offer when you find the home of your dreams. Adjustments are cumulative and will apply to the rates provided.
It is the right time to refinance your ARM to a fixed rate! With the current low rates in, you will never have to worry about those rate increases again. You will achieve “peace of mind” in knowing that your payment will remain the same for the life of your loan.
We now offer long-term fixed-rate second mortgages that you can cash out or use to consolidate debt without refinancing!
If your goal is to supplement retirement income, a reverse mortgage could provide the key to unlock the equity in your home. Ideal for homes appraised higher than the HECM loan limit, homeowners age 62 and older can potentially finance loan amounts up to $4 million and access even more of your home equity.
Compared to a Home Equity Conversion Mortgage (HECM), a reverse mortgage offers these great advantages: